Author Archives: Gustavo Garcia

How to quickly increase your credit limit in New Zealand

Looking to increase your credit limit in New Zealand? You’re not alone. As Kiwis, many find themselves needing additional financial flexibility, whether it’s for unexpected expenses or planned purchases. Understanding how to effectively request a credit limit increase can be a game changer for managing your budget and boosting your credit score. In this guide, […]

Best no-annual-fee credit cards in 2025

Navigating the world of credit cards can be a daunting task, especially when considering options for the future. If you’re in New Zealand, understanding your choices for “no annual fee credit cards NZ 2025” becomes crucial as financial landscapes evolve. Whether you’re a seasoned credit card user or just starting out, it’s essential to stay […]

What you need to know before applying for your first credit card

Navigating the world of credit for the first time can be both exciting and a tad overwhelming. If you’re in New Zealand and considering your first credit card, you’re likely feeling a mix of anticipation and uncertainty. Understanding your options and what to look for is crucial to making an informed decision that suits your […]

High-approval-rate credit cards in NZ

If you’re on the hunt for the best high approval credit cards in New Zealand, you’re in the right place. Navigating the world of credit cards can be a daunting task, but the goal here is to simplify the process. Whether you’re looking to boost your credit score or enjoy a higher credit limit, these […]

Top credit cards with cashback for everyday purchases

Looking for an effective way to make your spending work for you? Cashback credit cards in New Zealand might just be the answer. These nifty financial tools reward you for your everyday purchases, putting a little extra back in your pocket. By choosing the right card, you’re not just spending; you’re smartly saving. In New […]

How credit card rewards really work

Navigating the world of credit card rewards can be as exhilarating as it is complex. In Australia, the landscape is ripe with opportunities to make your spending work harder for you. From earning points on everyday purchases to unlocking exclusive travel benefits, the right credit card can significantly enhance your financial portfolio and lifestyle. For […]

Digital credit cards you can start using today in New Zealand

In today’s rapidly evolving financial landscape, digital credit cards have emerged as a game-changer for consumers in New Zealand. Offering unparalleled convenience and security, these virtual cards are transforming the way Kiwis manage their finances and make purchases. This article explores the latest innovations and benefits of digital credit cards in New Zealand, helping you […]

Best credit cards for those starting with no credit history

Are you navigating the world of credit cards in New Zealand and keen to boost your credit history? Understanding the nuances of credit history credit cards in NZ can be the key to unlocking better financial opportunities. With the right credit card, you can not only manage your finances effectively but also enhance your credit […]

How to Use Your SBS Credit Card Responsibly from Day One

In the dynamic world of personal finance, having a good grip on responsible credit card usage is paramount, especially when it comes to managing your SBS credit card. This Kiwi financial institution offers a range of credit cards tailored to suit various lifestyles and spending habits, but mastering the art of using them wisely is […]

Ways to Save on Fees When Applying for a Credit Card in Rabobank

When it comes to managing finances, understanding your credit card fees is crucial. If you’re using a Rabobank credit card, you’re likely aware that keeping track of ‘Rabobank credit card fees’ can be a bit overwhelming. Fear not, as this article aims to demystify these charges and help you make informed financial decisions. In Australia, […]